--- updatedAt: 2026-09-29T09:11:11.000Z agentTools: projectIndex: https://developer.i-payout.com/llms.txt --- # Overview i-payout (International Payout Systems, Inc.) is a leader in financial technology innovation, offering robust global payment solutions. Our platform empowers businesses to efficiently transmit and receive payments worldwide in local currencies, catering to nearly every country. We support a diverse range of payment methods, including bank transfers, wire transfers, checks, cash collections, gift cards, PayPal, UnionPay, and payments to existing credit cards. ## Solutions i-payout solutions allow you to unify your beneficiaries' payments, dealing with payments from your company to your beneficiaries and from beneficiaries to your company. ### Payouts i-payout enables businesses to send payments to beneficiaries in multiple countries, supporting various currencies and payment methods. Our platform handles mass payments, making it suitable for companies paying numerous individuals or entities, such as affiliate networks, gig economy platforms, and international payrolls. We offer flexible payout options, including bank transfers, prepaid cards, checks, eWallet, and ACH, ensuring convenience and accessibility worldwide. ### Payins Our payin solutions allow businesses to receive payments from their beneficiaries or users. This functionality is crucial for companies that need to collect fees, subscription payments, or other receivables. Users can log into their eWallet account and complete payments using various options based on location, such as online banking transfers or credit card payments. ### Spendbacks Spendbacks are a unique feature that allows businesses to automatically deduct payments from a user's eWallet balance without requiring the user to log in. This is particularly useful for subscription fees or product purchases where automatic payments are authorized. ## Benefits {`

Direct and Secure

Payments go directly to i-payout hosted eWallets.

Local Options

Beneficiaries can choose from a variety of options best suited to their country or location.

Web and Mobile App

Beneficiaries can access their eWallet from their computer or mobile app.

Self-Branded

Extend your company branding across the eWallet experience.

Easy Registration

Onboarding new beneficiaries is simple and easy.

Multi-Currency

Pay your beneficiaries in their local currency.

`} ## Integration Methods i-payout offers four integration methods to connect our payment platform with your business systems. For more details on each, read the [Select the Right Integration Method for You](https://developer.i-payout.com/docs/select-the-right-integration-for-you) guide. {`

Hosted Solution

Our interface manages accounts and KYC, with backend via API.

Full API Integration

Manage user actions via API, no need to visit the i-payout site.

Embedded Solution

Embed KYC and transfer features via UI scripts, reducing data handling.

Batch File Integration

Create accounts and payouts via CSV/Excel, for low-tech businesses.

`}
## What's Next? Learn how to start using i-payout with our [Getting Started](https://developer.i-payout.com/docs/getting-started) guide.